National savings and investments
National Savings products are Government backed, and are used by the Government as a means of borrowing. Because they are Government backed, they are seen as one of the most secure forms of saving and investment. To make them more attractive, they offer certain tax concessions with upper limits on the amount that can be invested.
We list the main products offered below, but in some cases an individual product might not be available when you want to buy. National Savings offers other products in addition to the ones listed below.
Cash and Junior ISAs - tax efficient savings.
National Savings Income Bonds - pay income monthly at a variable rate of interest. The interest is taxable, but paid without deduction of tax.
Premium Bonds – a chance to win up to a million pounds, although numerous smaller prizes are also available in the monthly draw. All prizes are tax-free.
National Savings offer other products in addition to those listed. Products may be changed, withdrawn or altered at any time. Always consult your financial adviser before investing.
The value of investments can fall as well as rise and you may not get back the amount you originally invested. Past performance is not a guide to future performance.
Most National Savings and Investment products are not regulated by the Financial Conduct Authority.
Gary Jones trading as Chewton Financial Planning is an appointed representative of The Whitechurch Network Limited which is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 190859 http://www.fca.org.uk/register.
Neither Chewton Financial Planning nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.
The Financial Conduct Authority does not regulate National Savings, tax planning, taxation and trust advice, offshore investments or school fees planning.
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.
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